Pension reform, to leave the world of work earlier with a loan

It takes a lot of money to retire without penalties, but politics can and must do more recovering money from Regions and State, with cuts to real waste e not to health care and medicines as they have done and intend to do.

To retire earlier, workers could resort to a loan, but they will be penalized for 20 years.

Francesca Casile – 16 June 2016 – Blasting News News from work

THEn this period the Government is preparing one news about early exit from the world of work, a proposal to give impetus to the retirement of those who would like to stop working but still can't, thus also making room for new, younger workers. In order to retire, employees who are not yet of retirement age should apply for a loan to be repaid over 20 years.

Ape for early retirement

The new retirement planning named Bee Yes, it provides for the possibility of retiring early at three years respect first old age (requirement required 63 years and 7 months), but to be able to access it you must apply for a pension loan to be repaid in 20 years.

In fact it is a reduction in the pension which will fluctuate from 1% to 15% among the various types of workers. The penalty (many call it that, even though Nannicini has declared that it is not) could in any case be mitigated by the Rita, i.e. the Advance temporary supplementary annuity which from 2017 would allow only some subjects considered to be "weaker" to apply for a pension by halving the pension loan, thanks to tax deductions different for different workers.

There reform would be made on an experimental basis for three years: would concern in 2017 workers who were born in '51 It is in the '53, in 2018 those of '54 and in 2019 of '55. The retirement income due to workers from 2017 would be that achieved at the time of the application for an early pension, however, the transformation coefficient would be related to the moment in which the requirement for the old-age pension is actually reached.

It takes a lot of money for a penalty-free retirement

THEIn the event of the pensioner's death, since it is an advance of the money to pay the missing contributions to retire earlier, the loan will not have to be repaid later from the heirs. As for the standard offiscal detraction, is aimed at reducing the costs of this mechanism and may be different for different categories, e.g. those who have lost their jobs will have lower costs and higher costs will be borne by those who apply for a pension early.

This idea is leaving everyone dissatisfied, a serious reform is needed to give space to young people without penalizing more than i already are future retirees, one will come to life right law for early retirement? Given that Europe has now given Italy the possibility to range from the rigid parameters in which it was forced to operate, a lowering of the retirement age without any penalty would be to be hoped for.

It takes a lot of money to retire without penalties, everyone knows this, but politics can and must do more recovering money from Regions and State, with cuts to real waste and not to healthcare and medicines as they have done and intend to do, set a maximum salary ceiling for regional councilors and attendance fees and eliminate many political costs for parliamentarians (medical expenses, travel and catering that ordinary citizens do not have) and other inconceivable palace luxuries, could bring more money into the cash register. Waste dwells everywhere in the country and has not yet been fought properly, citizens are tired and increasingly in difficulty, it is time to do "tighten their belts” to many

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